The author of Count on Yourself: Take Charge of your Money says for the average investor, chasing mutual fund returns or trying to pick the best stock is futile, quite simply because it doesnt work. (To read an excerpt from her book, click here.)

Advisers tend to hate me for saying this but I see thousands of portfolios and by and large most of them are invested in mutual funds, and by and large most of them are underperforming the market and some performing quite horribly, she says.

Too many people have invested their hard-earned cash in investments they dont understand and are paying high fees for that privilege.

To me its an issue not only of return...

Wikipedia

Tim Berners-Lee, inventor of the World Wide Web, has voiced his frustrations about SOPA, reports the Sydney Morning Herald.

Speaking at IBMs annual Lotusphere conference, Berners-Lee said, If youre in America then you should go and call somebody or send an email to protest against these (censorship) bills because they have not been put together to respect human rights as is appropriate in a democratic country.

SOPA is currently being held for markup, which means it may see some changes considering all the criticism its drawn.

As cyberspace turns its attention to the SOPA and PIPA bills in the US, the Anti-Counterfeiting Trade Agreement, or ACTA, has been quietly signed or ratified by most of the developed world and is arguably the biggest threat to Internet freedom yet.

­ACTA has - officially - been in the works since 2008, and was signed by the US, Australia, Canada, Japan, Morocco, New Zealand, Singapore and South Korea in 2011. All negotiations were held behind closed doors, and it is mostly thanks to Internet hacktivist groups like Anonymous that news of the potential damage ACTA could cause has spread.

Most recently, Anonymous turned their attention to Poland, where officials announced that...